{{-- Settlement banner for partial NMI refunds (accountant package). --}}
@if(!empty($settlement) && !empty($settlement['is_partial']))
    <div class="nmi-settle" style="margin:0 0 14px;padding:10px 12px;border:1px solid #fcd34d;background:#fffbeb;border-radius:6px;">
        <div style="font-size:10px;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;color:#92400e;margin-bottom:6px;">
            Accountant settlement (partial refund)
        </div>
        <table style="width:100%;max-width:320px;border-collapse:collapse;font-size:11px;">
            <tr>
                <td style="padding:2px 0;color:#444;">Original charge</td>
                <td style="padding:2px 0;text-align:right;">${{ number_format((float) $settlement['original_amount'], 2) }}</td>
            </tr>
            <tr>
                <td style="padding:2px 0;color:#444;">Partial refund</td>
                <td style="padding:2px 0;text-align:right;">−${{ number_format((float) $settlement['refunded_amount'], 2) }}</td>
            </tr>
            <tr>
                <td style="padding:4px 0 0;font-weight:700;font-size:12px;border-top:1px solid #fde68a;">Net retained (report amount)</td>
                <td style="padding:4px 0 0;text-align:right;font-weight:700;font-size:12px;border-top:1px solid #fde68a;">${{ number_format((float) $settlement['net_amount'], 2) }}</td>
            </tr>
        </table>
        <div style="margin-top:8px;font-size:9px;color:#6b7280;line-height:1.4;">
            The gateway receipt below is the <strong>original sale</strong> proof (unchanged by NMI after refund).
            The Accountant report counts the <strong>net</strong> amount above.
            @if(!empty($settlement['refund_transaction_id']))
                <br>Refund txn: {{ $settlement['refund_transaction_id'] }}
            @endif
        </div>
    </div>
@endif